Helpline: 1800-XXX-XXXX info@msidc.gov.in
Mon - Sat: 10:00 AM - 6:00 PM
Loan Schemes

Loan Schemes

Learn more about our initiatives and how we serve the community

Available Loan Schemes

Explore our comprehensive range of loan schemes designed for MSMEs, startups, farmers, women entrepreneurs, and more.

Popular
MSME Business Loan
Bank: All Major Banks
Rate8.5% - 14%
AmountUp to ₹5 Cr
Tenure1 - 7 Years
Learn More
Subsidized
Agriculture Loan
Bank: NABARD / Co-op Banks
Rate7% - 10%
AmountUp to ₹2 Cr
Tenure1 - 15 Years
Learn More
Home Loan
Bank: Housing Finance Companies
Rate6.5% - 9%
AmountUp to ₹10 Cr
Tenure5 - 30 Years
Learn More
Vehicle Loan
Bank: All Major Banks
Rate7.5% - 11%
AmountUp to ₹50 L
Tenure1 - 7 Years
Learn More
Education Loan
Bank: Nationalized Banks
Rate8% - 12%
AmountUp to ₹1 Cr
Tenure1 - 15 Years
Learn More
Special
Women Enterprise Loan
Bank: Mudra / SBI / others
Rate7% - 11%
AmountUp to ₹25 L
Tenure1 - 5 Years
Learn More
Startup
Mudra Loan (Shishu)
Bank: All Banks
Rate8% - 12%
AmountUp to ₹50 K
Tenure1 - 5 Years
Learn More
Growth
Mudra Loan (Kishor)
Bank: All Banks
Rate8% - 12%
Amount₹50 K - ₹5 L
Tenure1 - 5 Years
Learn More
Innovation
Startup India Loan
Bank: SIDBI / DIC
Rate7% - 10%
AmountUp to ₹2 Cr
Tenure1 - 10 Years
Learn More
Term Loan
Bank: All Banks / NBFCs
Rate9% - 15%
AmountUp to ₹10 Cr
Tenure1 - 10 Years
Learn More
Equipment Finance
Bank: NBFCs
Rate10% - 16%
AmountUp to ₹5 Cr
Tenure1 - 5 Years
Learn More
Flexible
Working Capital Loan
Bank: All Banks
Rate9% - 14%
AmountUp to ₹2 Cr
Tenure1 - 3 Years
Learn More

Join MSIDC Today

Be a part of India's MSME growth story. Register your enterprise, access government schemes, and connect with experts.

Get Started